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Refinance Rate Trends
Loan Type Rate Trend Last Week
30 Yr Fixed 3.59% 3.51%
15 Yr Fixed 3.01% 2.88%
7/1 ARM 3.32% 2.99%
5/1 ARM 2.76% 2.45%

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Six Questions You Should Ask Before Refinancing

Refinancing your mortgage can be a great way to save money, but it's not a sure thing. Before you take the plunge, ask yourself these six questions and ensure that you aren't making a major money mistake. 1. Is Time an Issue? If you're already busy with work, or other tasks, its best to wait until you have more time to deal with the details of refinancing. When you're busy or stressed out, you might make a mistake, missing something important in the fine print or falling prey to a bad loan. Re...[ read more ]

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